55-year-old Christian living in the London suburbs, talking approximately the future pension problem, Christian concerns to forget so an account: a month of assorted tariffs, property costs and the spend of 500 pounds water, electricity, 300 pounds of edible and clothing, transportation costs £ 100, £ 400 mortgage, private health insurance extra than 100 pounds, etc., all increase up to a month to spend at least £ 1,500.
Although this is already built to retention for many for likely aboard the root of the most elementary expenses, merely respective to the Christian stipend proceeds after retirement, which namely £ 1,500 per month may still make ends meet. According to the British Bureau of Statistics figures, the United Kingdom the mean every month stipend income of older persons nigh £ 1200.
Christian pension difficulties worldwide are on the ascend. Office for National Statistics unlocked by the end of life expectation projections and estimates show namely each 10 million people living in the UK about 90 million people over the old of 65, 17% of them will transform centenarians.
aging, the global economy, radical changes in employment patterns also brought a lot of pressure on pension systems. Such as global surge in the number of women in employ, when the divorce rate is also a lot of growth, which led to the previous full-time staff as the ongoing work of the devise of pension systems can no adjust to this change.
Christian in the 1st half about all child-rearing quit, but the end wedding, unattached life, she could burst. Under the existing pension scheme can not win good benefits, will this old divorced Christian women's groups face a greater hazard of poverty.
adding, coupled with the addition of citizen budget shortages, and after the financial turmoil on the economy, hit pensions in many countries have in altering degrees among risky. Especially for those high taxes, high welfare, low-fertility countries in Europe, enjoy the rich benefits of the good old days ahead may be worked.
tall road to gradually lessen the social security benefits
in some countries, the invalid. However, expedited aging, dwindling pension problem, many countries are incapable to do everything the government does.
on the 3rd of this month, the United Nations Department of Economic and Social Affairs released in New York According to the report published in a catena of data, to the end of this century, there will be 24.7% of the population over 65 years of age. Ninety years after, every 4 people in there an is elderly.
can penetrate in the hereafter, the digit of human receiving old-age warranty ambition be increased annual at year, but at the same time all the way to dwindle the population of taxpayers, resulting in an increasing breach among supply and demand, which will undoubtedly make many countries have pension accounts arise extended it looks dire.
U.S. administration statistics show that over the afterward 20 years, 65 years antique qualify for allied health insurance number, from 4.7 million in 2010 increased to 800 million; 67 years of age qualify for federal The number of pensions, from the new 440 million to 7.3 million. These 2 costs list for U.S. gross servant product (GDP) ratio, from 8.4% growth in 2010 to 11.2%.
in Japan in 2010, the labor force and the proportion of pensioners is 3:1, as the global minimum. Meanwhile, with the payout of pension declining labor coerce, and the ever-expanding group of pensioners, some people even began to feel unbalanced nay to pay old-age insurance. It is reported that Japan's citizen pension contribution rate is currently merely 60%, from 2011, PAYG pension systems in Japan 2.5 trillion yen will appear in the gap.
these wrong data, the test of many highly developed social security system reform, it has been mandatory to the point. According to early October 2010 the Group published by Standard & Poor's research report ) will must put 2050 GDP 30% of the whole nation in pension materials, it will be to maintain national competitiveness